Identity Theft – More Tips On How It Can Be Avoided

Many Americans want to travel abroad, and a passport is a necessity for them. Even if you just want to visit Canada, you have to have a passport these days. Obtaining a passport is not a difficult process, though. In this article, I will discuss the steps you will need to take in order to receive your own passport.

You will also need to fill out your social security number on the passport paperwork and your date of birth. Another requirement is that you have your original birth certificate. As for the social security card itself, you only need the number. You are not required to give the passport agency your social security card replacement. And make sure you have your driver’s license on hand as well.

Think about it: how many kids do you know that use a credit card? How many youngsters under the age of 18 work on a regular payroll (where they get paid by check, not cash)? Not many, I’ll bet. How long do you think that person will be able to work or buy things using your child’s identity? Not long or not at all if you are vigilant from the beginning.

Once your social security card replacement account has been opened you will want to secure your online account with a password. Do not share this information with anyone. Avoid clicking within any emails that ask you to confirm any of your account details. This style of operation is known as phishing and it is an easy way to be scammed out of your hard earned money.

Tip: store all your youngster’s personal information in a file and put it in a fire-proof safe that has a lock on it. Never have any personal documentation in an unlocked drawer or on a shelf.

For Passport amendment, you will need to fill out a Passport Amendment / Validation Application form. Once completed, you should send this for to the nearest passport agency and include the following; your current passport, a certified document showing your name change (like a valid copy of your marriage certificate), and appropriate fees.

Now, since we understand aging and how long an item can remain on your credit report, lets look into another item or entry. Federal Law says that a furnisher of information MUST report the date in which an account was first late and that triggers the commencement of the initial delinquency. There is a National bill collection agency by the name of NCO. In the summer of 2004 they were found guilty by the Federal Trade Commission of this violation and fined $ 1,500,000. That’s right! I said ONE POINT FIVE MILLION SMACKEROOS. Is that heavy? You bet your brother Fred’s new white pickup truck that is heavy.

If you are in a hurry to receive your new passport, you can pay an extra $60 for the expedited fee. You need to write EXPEDITED on the outside of the envelope. Mark it clearly so that when it arrives at its destination it will be handled properly. Another option you have is to visit a local agency that handles passports. You can find a local office by going to the website for the Bureau of Consular Affairs. This is the best option if you will need to have your passport in less than 2 weeks.

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